Most credit card companies provide purchase protection insurance for free, as an included benefit of owning their particular credit card. As competition among credit card companies is so fierce, creditors are attempting many different strategies in order to gain and retain loyal customers.

Are you looking for that perfect credit card? If so, you may be confused about what exactly to look for in order to begin your credit card company comparison. This article explains the 5 key factors necessary in making the right decision for you.